More and more small and medium companies are investing in medical care for employees

More and more small and medium companies are investing in medical care for employees

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According to the latest Eurostat data, Poland is in the top five countries of the European Union with the lowest unemployment rate. Although on one hand these statistics are a cause for joy, they also pose a big challenge for many employers, who are having a harder time finding good employees these days. In order to be competitive on the market, you have to offer attractive non-financial benefits. At the top of the candidates' list of expectations is private medical care – as many as 14 percent of them declare it important. And although it is already a standard in corporations, it is still a big challenge for small and micro-enterprises, in which only 6 percent of employees are covered by private medical care. Why is it worth investing in it?

Medical care: an investment, not an expense

The statistical employee takes several days of sick leave per year. The costs of it, incurred by both the Social Insurance Institution (ZUS) and the employers themselves, amount to billions of zlotys. Thus investing in high quality medical care is beneficial for employers for two reasons. First, effective medical care tailored to the needs of employees allows to reduce the costs associated with employee sick leave. Second, these are the most-valued non-financial benefits, so the company has the opportunity to attract top employees. It is not only large corporations that are interested in this type of solution these days.
According to the report "Work. Health. Economy. 2012-2017 Perspective", developed by Medicover Polska, investing in high-quality effective medical care for employees is an advantage, not a loss. Thanks to faster access to medical help and effective, coordinated medical care, which helps avoid complications or exacerbations of a disease, you can significantly reduce the number of sick days and thus save as much as 726 PLN on employee sick leave per year. The possibility of reducing the length of sick leave is particularly important in small companies with 2-5 employees, where being short-staffed may affect the performance of the organisation.

The specific needs of micro-entrepreneurs

Until recently, private medical care, just like all other non-financial benefits, was associated with a premium service, available mainly to employees working for international corporations in large cities. However, the growing interest in private medical subscriptions among individuals has made these services more and more accessible to Poles today, including to micro-enterprises.

Adapting to the changes observed on the job market and the growing demand for non-financial benefits in the form of medical care, we create dedicated packages for our clients, flexible enough so that we can already include micro-enterprises employing up to two people. In many cases, people who previously worked for a large company, and then set up their own business, want medical care to be a standard in their company as well.

Artur Białkowski, the President of the Board of Medicover Polska.

Private medical care an incentive for employees in the construction and industrial sectors

The small and medium enterprise sector continues to grow. Today, it is already the driving force of the economy, generating ¾ of the Polish GDP and providing employment to 6 million people. However, the difficulty of finding qualified employees increases with the size of the company. Currently, it is medium-sized industrial and construction companies that are complaining the most about the difficulty of finding adequately trained staff, and it is these companies that most often decide to offer medical care.

The advantages of attractive non-financial benefits are also recognised by the entrepreneurs themselves, who have to keep up with the changing market. Non-financial benefits, such as medical packages, besides increasing competitiveness on the job market, are, of course, also an investment in providing employees with a sense of health security.

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By the end of September 2017, more than 56,100 persons were injured as a consequence of accidents at work. According to the data of the Central Statistical Office, the most accident-prone sectors included industrial processing, trade, transport, storage, and construction. Due to their inability to work, employees collectively spent more than 1.8 million days on sick leaves – this is more than 33 days per one injured person. In many situations, the consequences of the accident could have been much less serious if appropriate aid was provided immediately. Human health and lives frequently depend on whether employees (or witnesses of an accident) are able to react properly and provide first aid.